Alabama Ranks 2nd in US Uninsured Motorists

By: Lauren Davis Email
By: Lauren Davis Email

We’ve all had one, or know someone who has: a car accident with someone who doesn't have auto insurance.

It’s a very unpleasant, costly experience and a new study confirms Alabama is the second leading state tying with California in uninsured drivers on state roads.

The Insurance Research Council released a study showing 25 percent of Alabama drivers lack insurance between 1999 to 2004.

Insurance experts say the problem with the law is people with relatively few assets to protect have no reason to buy insurance.

However, Probate Judge Luke Cooley says in Alabama’s case, it's the poor laws.

Judge Cooley says the state is putting a premium on trying to catch uninsured motorists.

They’re sending out questionnaires asking for proof of insurance.

So, you will want to follow up on it because we all know someone's who's tangled with uninsured drivers and it's a real pain.

House Minority Leader, State Representative Mike Hubbard of Auburn sponsored Mandatory Insurance Legislations.

He says the law can work, but needs better enforcement.

In the study, Mississippi had the first highest percentage of uninsured drivers in the 50 states.


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Comments are posted from viewers like you and do not always reflect the views of this station.
  • by Robert Location: Dothan on Jul 26, 2007 at 06:44 PM
    Hey this could be another money maker for the City and would help other drivers.. My brother was hit by a poor lady with the lowest cover..he is poor now and crippled. She is still driving, no punishment... He was on the job. When she ran two warning signs stated by two witness. I sugguest everyone buy as much coverage as you can cause if they are broke you will be too when the Medical bills roll in...
  • by Sue on Jul 26, 2007 at 04:57 AM
    Just as any other Law it is useless unless it is enforced Proof of Insurance should be required at the time of Tag Purchase. also the Insurance Companies should be required to Notify the DPS if a person cancels their insurance policy. If proof of insurance cannot be produced the State Police should remove their Tag and impose a hefty fine and impound their vehicle. Drivers caught driving without insurance should have their cars impounded immedatly until they obtain insurance. Maybe this action would make the roads a little safer.
  • by Robert Byrd Location: Hartford, AL on Jul 25, 2007 at 07:30 PM
    Anyone who tries to obtain a vehicle tag should be require to have a one year paid up policy. If the policy is cancealed, this should be reported to local police department for the car to be picked up. The law that is on record today is worthless unless it is imposed. Our state officals have certainly let us down.
  • by Chris Location: Ozark on Jul 25, 2007 at 02:40 PM
    Alabama should do like most states - make people show proof of insurance when they register their vehicles.
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