In just a matter of days, it will become harder for people to declare personal bankruptcy because of changes in federal law.
Declaring bankruptcy has saved millions of Americans from losing everything after getting into a financial bind, but starting on Oct. 16 it all ends.
That's when the biggest bankruptcy overhaul in a quarter Century takes effect, causing more filers to end up on payment plans, instead of getting much of their debt wiped clean.
This deadline comes at an especially bad time for hurricane victims, who might not be able to file in time.
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