Florida drivers are reaching deeper into their pockets for car insurance.
According to the Consumer Federation of America, on average, Floridians pay more for car insurance then 36 other states.
The state’s rate is 27 percent above the national average. Part of the reason behind the higher rates is because Florida residents tend to buy more expensive cars. However, the state required personal injury protection coverage is more to blame.
Insurance companies say they had to increase rates because of fraudulent claims.
Last year, lawmakers passed a reform package to lower premiums, but it does not force insurers to give drivers a break.
“Let's not say we passed something and have some spin and phony baloney stuff out there. Let's do it right, let's do it real, let's help the people of the state of Florida,” said Sen. Miguel Diaz de la Portilla (R) Miami.
Florida ranks 16th among states with the most expensive car insurance premiums.