Parts of the south are still recovering from Hurricanes Katrina and Rita that struck over eight months ago.
And as the start of the 2006 hurricane season is around the corner, now is the time to prepare for the serious flood damage hurricanes can bring.
Experts say most Americans don't realize flood damage is not usually covered by their homeowner's insurance.
And while most everyone can get flood insurance, there is usually a 30-day wait before a flood insurance policy takes effect.
For more information about your flood risks you can log onto www.floodsmart.gov or call 1-800-427-2419.