Forecasters say Hurricane Dennis spared the storm-weary Florida Panhandle and Alabama coast the widespread destruction caused by Ivan last September.
Pensacola resident Nick Zangari says he thought residents took more precautions the second time around. But Leslie Pope credits the good fortune to a higher power. She says she loves to see God make a fool of everybody.
An insurance risk modeling company says Dennis has caused billions of dollars in insured damage. AIR Worldwide estimates the damage is between one and $2.5 billion. But the world's biggest reinsurance company says the number is bigger. Munich Re pegs the insured damage at an estimated three to $5 billion.