Pros and Cons of Opening a Store Credit Card

During your holiday shopping this year you may be offered a store credit card.

While the offer can be tempting, finance experts say that buyers should beware. The interest rates on these cards are usually higher than others. This is not a problem if you remember to pay it off each month in full but since many people forget, they end up facing late fees.

Store credit cards mean discounts but that of course might just make you end up spending more.

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